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Melissa & Joe Gorga Owe $2.25M In Mortgage On Their $500K Home!

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May 28 2018, Updated 10:08 a.m. ET

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By RadarOnline.com Staff

Real Housewives of New Jersey stars Melissa and Joe Gorga just put their Toms River home on the market for half a million dollars, but RadarOnline.com has exclusively learned the couple owes more than four times that on their mortgage.

DOCUMENTS: See Melissa & Joe Gorga's Mortgage Paperwork Here

According to public property records obtained by RadarOnline.com from the Ocean County Court House, the Gorga's took out a $2,250,000 mortgage on November 16, 2007 with Sterling Bank, plus interest.

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"This mortgage is given as additional collateral for a construction mortgage loan," the paperwork states.

Melissa and Joe originally purchased the home for only $450,000 in 2005 on which they took out an initial mortgage of $360,000 and a secondary mortgage of $45,000.

Looks like Joe's sister Teresa Giudice and her husband aren't the only ones who are in over their heads financially and even visited a bankruptcy attorney to discuss their options.

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"In bankruptcy, you are able to start your life again -- and that's exactly what I'm doing. Just because you do bankruptcy doesn't mean you have to crawl and die in a hole," Teresa said.

"Am I terrified of being poor? I don't think I'll ever be poor. Because I am a hard worker and my husband's a hard worker."

As RadarOnline.com previously reported, Melissa and Joe are unloading their homes because they just can't afford them anymore.

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"Melissa and Joe are in way over their heads. Joe owes a lot of people money," a source close to the couple revealed.

"They are portraying a life they that they really didn't live prior to the show. Melissa likes to drop name brands now and has become very arrogant. Joe loves the fact that Joe Giudice has financial issues, yet he's in the same boat!"

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Caroline Manzo Slams Teresa Giudice Bullying Claims: She's The Worst Kind Of Coward!

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