My Comments
I'm not a fan of hers, and agree that she should disclose her relationship with the website, but this posting implies that there is no difference between a "credit file" and FICO scores, which is incorrect. Federal law only requires that consumers be able to get a free credit report once per year from each of the credit reporting agencies, but this law does *not* cover FICO scores, which each of these agencies can calculate in a different way, and are sold as separate products.
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I'm not a fan of hers, and agree that she should disclose her relationship with the website, but this posting implies that there is no difference between a "credit file" and FICO scores, which is incorrect. Federal law only requires that consumers be able to get a free credit report once per year from each of the credit reporting agencies, but this law does *not* cover FICO scores, which each of these agencies can calculate in a different way, and are sold as separate products.