Start cooking that rice you've been hoarding and put away those family heirlooms you were planning to sell for gas money: "[T]he stock market is up—almost 11 percent in the last few weeks. Junk bonds, those risky corporate I.O.U.'s, are rallying. The value of financial shares, bank loans, tricky credit derivatives—up, up, up. Many on Wall Street ... see a broad, sustained recovery in both the economy and the financial markets coming in the second half of this year." Even better, the economy only lost 25,000 jobs last month, instead of the 85,000 economists were expecting!

So you see? It's all good! If you can hold off until fall you're going to be just fine! Really! Now go spend, spend, spend! If the geniuses who run Wall Street tell you we're on the road to recovery, who are you to disagree? I mean, it's not like they've been wrong before.